Our club provides 2 types of Public Liability insurance combined in one policy.
First it insures the "club and it's officers" as an entity and additionally each member is personally insured for (a) " modelling activities of every kind within the E.U. " and "member to member accidental damage to models "
The club should provide you with all these details at each membership renewal.
Our club provides 2 types of Public Liability insurance combined in one policy.
First it insures the "club and it's officers" as an entity and additionally each member is personally insured for (a) " modelling activities of every kind within the E.U. " and "member to member accidental damage to models "
The club should provide you with all these details at each membership renewal.
Hi
I used to have insurance with Walker Midgley http://www.towergatepartners.co.uk/walker-midgley-brokers/home/. when I was a member of the A.M.S.
This is also the Company that the last two club's I belonged to used.
Fred
This is also the Company that the last two club's I belonged to used.
Fred
That's all right, Mr Ryan. My Morse is so rusty, I could be sending him dimensions on Playmate of the Month.
As Dave M has said my own club has an insurance policy built into the annual fees, having checked this covers me in the UK and Europe, our secretary supplied me with a copy so i can prove insurance to any club for their waters. Have sailed like this on many club sites and in France and Holland. Regards
Mark
As Dave M has said my own club has an insurance policy built into the annual fees, having checked this covers me in the UK and Europe, our secretary supplied me with a copy so i can prove insurance to any club for their waters. Have sailed like this on many club sites and in France and Holland. Regards
Mark
Etherow Model Boat Club
Most model boat clubs offer insurance as part of the membership fee. My own club is no exception and we introduced this benefit to protect all our members in the event of an accident resulting in a claim for 3rd party damages.
Previously we had relied on members arranging their own insurance, but it became increasingly difficult to ensure that every member's insurance was current and up to date as it had been taken out at different times.
I agree generally model boats are less likely to give rise to a claim as compared to a flying model or even a model car as they are sailing in water and therefore not near the general public.
However accident can and do happen and the club and all its members may be held responsible so Club insurance is really important.
We live in a society where it is common practice to blame someone else for our own actions and organised clubs and societies make easy targets.
I suspect the biggest risk is when the models are on the bank or at a display where masts and other sharp bits can cause injury.
Insurance cost is based on the risks and probability. The larger the user base the more spread the risk and the cost. I suspect there are insufficient model boaters so insurers prefer to offer cover for all modelling risks.
I do believe MPBA have a country members scheme that may suit your purpose, however it works out at twice the cost my club charges members for insurance.
Sail safely
Dave
Most model boat clubs offer insurance as part of the membership fee. My own club is no exception and we introduced this benefit to protect all our members in the event of an accident resulting in a claim for 3rd party damages.
Previously we had relied on members arranging their own insurance, but it became increasingly difficult to ensure that every member's insurance was current and up to date as it had been taken out at different times.
I agree generally model boats are less likely to give rise to a claim as compared to a flying model or even a model car as they are sailing in water and therefore not near the general public.
However accident can and do happen and the club and all its members may be held responsible so Club insurance is really important.
We live in a society where it is common practice to blame someone else for our own actions and organised clubs and societies make easy targets.
I suspect the biggest risk is when the models are on the bank or at a display where masts and other sharp bits can cause injury.
Insurance cost is based on the risks and probability. The larger the user base the more spread the risk and the cost. I suspect there are insufficient model boaters so insurers prefer to offer cover for all modelling risks.
I do believe MPBA have a country members scheme that may suit your purpose, however it works out at twice the cost my club charges members for insurance.
As a club member I am covered by the clubs insurance but does anyone know of an insurance company that will insure on an individual basis. There are general modelers insurances available but is there one specifically for model boaters as if you have a general modelers insurance this includes model aircraft which I would have thought would have a very much greater risk factor hence being more expensive. A model aircraft can do a great deal of damage and injury to a person or property while it is hard to believe that a scale model boat can.
As a club member I am covered by the clubs insurance but does anyone know of an insurance company that will insure on an individual basis. There are general modelers insurances available but is there one specifically for model boaters as if you have a general modelers insurance this includes model aircraft which I would have thought would have a very much greater risk factor hence being more expensive. A model aircraft can do a great deal of damage and injury to a person or property while it is hard to believe that a scale model boat can.
